Chartered Financial Planner • FCA Registered • Independent • Based in Bath
Chartered Financial Planner • FCA Registered • Independent • Based in Bath
We want you to know exactly what to expect when working with us. This section explains how the advice process works from start to finish. It shows what happens at each stage, from the first meeting, to putting advice into place, and then keeping it on track through ongoing reviews.
Your first meeting with us is free of charge and without obligation. It’s an opportunity to:
This meeting also lets you get a sense of how we work and whether we are the right fit for you. We will send you a summary email after the meeting, at which point you can choose whether or not to move forward - there’s no pressure either way.
If you choose to proceed, we follow a clear, structured process. We gather detailed information about your finances, analyse your current position, and research suitable options from across the whole market. Our findings are presented in a written report, setting out our recommendations and explaining how they fit with your goals.
If you decide to implement the advice, we help with the practicalities and guide you through each step.
Financial planning is not a one-off exercise. Circumstances, markets, and tax rules all change over time, so we provide ongoing support to keep your plans up to date. This can include review meetings, portfolio monitoring and rebalancing, updates on tax or regulatory changes, and being available whenever you need advice.
The aim is to ensure your financial arrangements remain suitable and continue to work as intended.
We are committed to clear and transparent charging. Before any work begins, we explain:
This includes the full advice process: from the initial meeting and research, to recommendations and implementation. If you choose an ongoing service, we also set out the costs in advance so you know exactly how fees will apply in the future.
This page outlines our main advice areas, but it doesn’t cover everything we do.
Every client’s situation is different, and we often provide support on a wide range of financial matters that may not be listed here. If you’re unsure whether we can assist, please get in touch.
Oliver Financial Planning
98 Bay Tree Rd, Bath BA1 6NF, UK
Oliver Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. Financial services reference number: 963900.
Our company number is: 13205258. Registered office address: 30 Circus Mews, Bath, BA1 2PW.
Investment Risk Warnings
All investments carry an element of risk, and the value of your investments can go down as well as up, so you could get back less than you invested.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of fund when accessed, interest rates and legislation.
A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made
Copyright © 2025 Oliver Financial Planning - All Rights Reserved.