Chartered Financial Planner · Bath
Advice from a Chartered Financial Planner on investments, pensions, retirement, protection and estate planning.
Oliver Financial Planning is an independent financial advice firm led by Tom Oliver, a Chartered Financial Planner. Based in Bath, we advise individuals, families, trustees and attorneys locally and throughout the UK.
Arrange a free initial meetingFinancial advice centred on your circumstances
We take the time to understand your circumstances, explain the available options and provide recommendations suited to your objectives. Our role is to make complex decisions clearer, provide objective recommendations and ensure the different parts of your financial arrangements work together effectively.
About usAreas we advise on
Independent advice across the key areas of personal financial planning.
Investments
Building and managing diversified investment portfolios suited to your objectives, timescale and tolerance for risk.
Find out morePensions and Retirement
Reviewing and consolidating pensions, planning contributions and structuring a sustainable retirement income.
Find out moreEstate Planning
Helping you organise your affairs, make appropriate use of available allowances and reliefs, and pass wealth to your chosen beneficiaries.
Find out moreProtection and Insurance
Arranging life insurance, critical illness cover and income protection to protect you, your family or your business.
Find out moreHow financial advice works
A straightforward process with no obligation to proceed.
Free first meeting
We start with a free, no-obligation meeting to discuss your circumstances, existing arrangements and what you would like to achieve.
Research and recommendations
If you decide to proceed, we review your position, research the available options and provide a written report explaining our recommendations, their costs and why they are suitable.
Implementation and ongoing support
We put the agreed recommendations in place and deal with the providers and paperwork. Where ongoing advice is required, we review your arrangements regularly and recommend changes when needed.
All fees are explained and agreed before any chargeable work begins.
Arrange a free initial meetingUnderstanding the risks
Investments: All investments carry an element of risk and investment returns are not guaranteed. Values can fall as well as rise, and you may get back less than you invest.
Pensions: Pensions are long-term investments. The fund value may fluctuate and can go down. The income available when you take benefits will depend on factors including the fund value, interest rates and legislation at that time.
Protection: A protection plan has no cash-in value. Cover will lapse if premiums are not maintained and will normally end when the policy term expires.
Estate Planning: Estate planning is not regulated by the Financial Conduct Authority.