Protection Planning

Provides a tax-free lump sum or regular income to your chosen beneficiaries in the event of your death. This can help repay a mortgage, replace lost income, or provide long-term financial support to your dependants. 

Pays out a lump sum if you're diagnosed with a serious illness covered by the policy, such as cancer, heart attack, or stroke. This can help cover medical costs, lost income, or lifestyle adjustments. 

Offers a regular income if you’re unable to work due to illness or injury. It can help maintain your standard of living while you recover and reduce reliance on savings or state benefits. 

Instead of a lump sum, this policy pays out a regular income to your family for a fixed term following your death, helping to provide continuity and financial stability. 

We also advise business owners on protection strategies such as key person cover, shareholder protection, and relevant life plans, ensuring the continuity and security of your business.