About Our Firm
This section explains the value of working with a qualified professional - overing the benefits of taking financial advice, what it means to work with an independent adviser, why Chartered status matters, and the importance of choosing a firm that is authorised and regulated by the Financial Conduct Authority (FCA).
What is Financial Advice? What Are the Benefits?
Financial advice is the process of receiving professional, regulated guidance to help you make informed decisions about your personal finances. It’s not just about choosing investments, it’s about building a financial strategy tailored to your goals, whether that’s preparing for retirement, making the most of your savings, protecting your family, or passing on wealth to the next generation.
A financial adviser helps you understand the options available and works with you to create a plan that reflects your circumstances, objectives, and attitude to risk. They can also help you navigate complex areas such as tax planning, pensions, inheritance, and investment markets.
The benefits of financial advice include clarity, peace of mind, and confidence that your decisions are well-informed and suitable. Research consistently shows that individuals who receive ongoing advice are likely to accumulate more wealth over time, avoid costly mistakes, and feel more financially secure.
What is Independent Advice?
Independent financial advice means that we are not tied to any product provider, investment platform, or financial institution. This allows us to act solely in your best interests, with no influence from outside parties. We assess the entire market to find the most suitable solutions for your needs - whether that’s an investment, pension plan, insurance policy, or tax strategy.
Independent advisers are free to recommend whichever products and services they believe are most appropriate for you. That means you can be confident that the advice you receive is unbiased, objective, and based entirely on your personal goals and circumstances.
Independence also means transparency. We’ll always explain our recommendations clearly, show how they fit your wider financial plan, and disclose any charges upfront so you can make informed decisions with confidence.
Professional Memberships & Accreditation
WHY CHOOSE A CHARTERED FINANCIAL ADVISER?
Chartered status is the gold standard in UK financial advice. It reflects a high level of technical expertise, ethical conduct, and ongoing professional development.
By choosing a Chartered adviser, you can be confident you're working with someone who is committed to the highest standards of knowledge, care, and integrity - placing your interests at the heart of every recommendation.
Member of LIBF
As a member of the London Institute of Banking & Finance, we are held to rigorous academic and professional standards, ensuring our advice is based on up-to-date expertise and best practice.
THE IMPORTANCE OF FCA REGULATION
As a firm authorised and regulated by the Financial Conduct Authority (FCA), we are held to strict standards designed to protect you as a client. This includes requirements around honesty, transparency, professionalism, and fair treatment.
FCA regulation means we must always act in your best interests, provide clear and suitable advice, and communicate charges and risks openly. It also gives you access to formal protections, such as the Financial Ombudsman Service and Financial Services Compensation Scheme (FSCS), should anything go wrong.
You can confirm our FCA registration by searching 963900 on the FCA register or by using the link below.
Oliver Financial Planning
98 Bay Tree Rd, Bath BA1 6NF, UK
Oliver Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. Financial services reference number: 963900.
Our company number is: 13205258. Registered office address: 30 Circus Mews, Bath, BA1 2PW.
Investment Risk Warnings
All investments carry an element of risk, and the value of your investments can go down as well as up, so you could get back less than you invested.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of fund when accessed, interest rates and legislation.
A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made
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